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2- \u0646\u0645\u0648 \u0628\u0627\u0631\u0632 \u0644\u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0645\u0646\u0637\u0642\u0629 \u0622\u0633\u064a\u0627 \u0648\u0627\u0644\u0645\u062d\u064a\u0637 \u0627\u0644\u0647\u0627\u062f\u0626:<\/strong> \u0641\u064a \u062d\u064a\u0646 \u062a\u064f\u0644\u0642\u064a \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0628\u0638\u0644\u0627\u0644\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u0648\u062a\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0628\u0627\u0644\u062a\u0631\u0627\u062c\u0639 \u0627\u0644\u062d\u0627\u062f \u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0631\u0643\u0648\u062f \u0627\u0644\u0630\u064a \u0633\u062a\u0648\u0627\u062c\u0647 \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2023\u060c \u062a\u062a\u0648\u0642\u0639 \u0633\u062a\u0627\u0646\u062f\u0631\u062f \u0622\u0646\u062f \u0628\u0648\u0631\u0632 \u0623\u0646 \u062a\u062d\u0642\u0642 \u0645\u0646\u0637\u0642\u0629 \u0622\u0633\u064a\u0627 \u0648\u0627\u0644\u0645\u062d\u064a\u0637 \u0627\u0644\u0647\u0627\u062f\u0626 \u2013 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u062c 35% \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u2013 \u0646\u0645\u0648\u0627\u064b \u062d\u0642\u064a\u0642\u064a\u0627\u064b \u0628\u0646\u0633\u0628\u0629 3.5% \u0641\u064a \u0639\u0627\u0645 2023\u060c \u0648\u0645\u0646 \u062b\u0645 \u0633\u062a\u0647\u064a\u0645\u0646 \u0639\u0644\u0649 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u060c \u0628\u062f\u0639\u0645 \u0645\u0646 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062d\u0631\u0629 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629\u060c \u0648\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0627\u0644\u0641\u0639\u0627\u0644\u0629\u060c \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629\u061b \u0645\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0645\u0646 \u062a\u062c\u0646\u0628 \u0627\u0644\u0631\u0643\u0648\u062f\u060c \u0644\u064a\u0634\u0647\u062f \u0646\u0645\u0648\u0627\u064b \u0636\u0626\u064a\u0644\u0627\u064b \u0628\u0646\u0633\u0628\u0629 1.4% \u0641\u064a \u0639\u0627\u0645 2023\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0646\u062d\u0648 5.9% \u0641\u064a \u0639\u0627\u0645 2021\u060c \u0648\u0646\u062d\u0648 2.8% \u0644\u0639\u0627\u0645 2022\u060c \u0644\u064a\u0639\u0627\u0648\u062f \u0627\u0631\u062a\u0641\u0627\u0639\u0647 \u0625\u0644\u0649 \u0646\u062d\u0648 2.8% \u0641\u064a \u0639\u0627\u0645 2024 \u06483.0% \u0641\u064a \u0639\u0627\u0645 2025.<\/p>\n\n\n\n

3- \u062a\u0631\u0627\u062c\u064f\u0639 \u0646\u0633\u0628\u064a \u0641\u064a \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0636\u062e\u0645: <\/strong>\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u0636\u062e\u0645 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0645\u0646 4.7% \u0641\u064a \u0639\u0627\u0645 2021 \u0625\u0644\u0649 8.8% \u0641\u064a \u0639\u0627\u0645 2022\u060c \u0644\u0643\u0646\u0647 \u0633\u064a\u0646\u062e\u0641\u0636 \u0625\u0644\u0649 6.5% \u0641\u064a \u0639\u0627\u0645 2023\u060c \u0645\u0646 \u062c\u0631\u0627\u0621 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062a\u0634\u062f\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u0627\u0646\u062a\u0647\u062c\u062a\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u062a\u0635\u0627\u0639\u062f \u0645\u0648\u062c\u0627\u062a \u0627\u0644\u062a\u0636\u062e\u0645\u060c \u0648\u0625\u0644\u0649 4.1% \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2024. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0644 \u0627\u0644\u062a\u0636\u062e\u0645 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 7.2% \u0641\u064a 2022\u060c \u0644\u064a\u062a\u0631\u0627\u062c\u0639 \u0625\u0644\u0649 4.4% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2023 \u0627\u0644\u0645\u0642\u0628\u0644\u060c \u0641\u064a\u0645\u0627 \u064a\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0628\u0644\u063a \u0645\u0639\u062f\u0644 \u0627\u0644\u062a\u0636\u062e\u0645 \u0630\u0631\u0648\u062a\u0647 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0648\u0627\u0644\u0646\u0627\u0645\u064a\u0629\u060c \u0644\u064a\u0642\u062a\u0631\u0628 \u0645\u0646 \u062d\u0627\u062c\u0632 10% \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2022 \u0627\u0644\u062c\u0627\u0631\u064a\u060c \u0642\u0628\u0644 \u0623\u0646 \u064a\u062a\u0631\u0627\u062c\u0639 \u0625\u0644\u0649 8.1% \u0641\u064a \u0639\u0627\u0645 2023.<\/p>\n\n\n\n

4- \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0637\u0627\u0642\u0629 \u0639\u0627\u0645 2023: <\/strong>\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0634\u0647\u062f \u0639\u0627\u0645 2023 \u0623\u0632\u0645\u0629 \u0637\u0627\u0642\u0629 \u062d\u0627\u062f\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u063a\u0631\u0628\u064a\u0629 \u0639\u0644\u0649 \u0642\u0637\u0627\u0639 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u0648\u0633\u064a\u060c \u0648\u0627\u0646\u0642\u0637\u0627\u0639 \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0631\u0648\u0633\u064a\u0629. \u0648\u0625\u0630\u0627 \u0627\u0633\u062a\u0645\u0631\u062a \u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0627\u0644\u062c\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0645\u062e\u0637\u0637 \u0644\u0647\u0627 \u0641\u064a \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0637\u0627\u0642\u0629 \u0645\u0646 \u0631\u0648\u0633\u064a\u0627 \u0625\u0644\u0649 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0641\u064a \u062d\u0627\u0644 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u063a\u0627\u0632 \u0628\u0633\u0628\u0628 \u0627\u0644\u0634\u062a\u0627\u0621\u060c \u0641\u0633\u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u062a \u063a\u064a\u0631 \u0645\u0633\u0628\u0648\u0642\u0629 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u063a\u0627\u0632 \u0648\u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0637\u0627\u0642\u0629 \u0628\u0646\u0633\u0628\u0629 50% \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0639\u0627\u0645 2023\u061b \u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u0636\u063a\u0648\u0637 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0639\u0644\u0649 \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0627\u0648\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629. \u0643\u0645\u0627 \u064a\u0624\u062f\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u063a\u0627\u0632 \u0625\u0644\u0649 \u0631\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0623\u0633\u0645\u062f\u0629\u060c \u0627\u0644\u062a\u064a \u0645\u0646 \u0627\u0644\u0645\u0641\u062a\u0631\u0636 \u0623\u0646 \u062a\u0631\u062a\u0641\u0639 \u0628\u0646\u0633\u0628\u0629 25%. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0645\u062a\u062f \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0637\u0627\u0642\u0629 \u0625\u0644\u0649 \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0646\u0641\u0637\u060c \u0645\u0639 \u0627\u0641\u062a\u0631\u0627\u0636 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0646\u0641\u0637 \u0628\u0646\u0633\u0628\u0629 10%.<\/strong><\/p>\n\n\n\n

5- \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0627\u064b:<\/strong> \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062d\u0627\u062f \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2022 \u0627\u0644\u062c\u0627\u0631\u064a\u060c \u0648\u0646\u0642\u0635 \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0627\u0644\u0631\u0648\u0633\u064a\u0629 \u062a\u0623\u062b\u064a\u0631 \u0633\u0644\u0628\u064a \u0639\u0644\u0649 \u062d\u062c\u0645 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0641\u064a \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0642\u0628\u0644\u061b \u0645\u0627 \u064a\u0624\u062b\u0631 \u0633\u0644\u0628\u0627\u064b \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u063a\u0630\u0627\u0626\u064a \u0644\u0644\u062f\u0648\u0644\u060c \u0648\u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0648\u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0646\u0627\u0645\u064a\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0632\u0627\u064a\u062f \u062a\u0648\u0627\u062a\u0631 \u0627\u0644\u0638\u0648\u0627\u0647\u0631 \u0627\u0644\u062c\u0648\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0631\u0641\u0629 \u0648\u0634\u062f\u062a\u0647\u0627 \u0628\u0633\u0628\u0628 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u062e\u064a\u0629\u060c \u0627\u0644\u062a\u064a \u062a\u0624\u062b\u0631 \u0633\u0644\u0628\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0644\u0644\u0645\u062d\u0627\u0635\u064a\u0644\u061b \u0645\u0627 \u064a\u0633\u0647\u0645 \u0641\u064a \u062d\u062f\u0648\u062b \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0627\u0631\u062a\u0641\u0627\u0639\u0627\u062a \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629 \u0627\u0644\u062a\u064a \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u0623\u0646 \u062a\u0636\u0639 \u0636\u063a\u0637\u0627\u064b \u062a\u0635\u0627\u0639\u062f\u064a\u0627\u064b \u0625\u0636\u0627\u0641\u064a\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u062a\u0636\u062e\u0645 \u0648\u062a\u0632\u064a\u062f \u0645\u0646 \u062d\u062f\u0629 \u0627\u0644\u0641\u0642\u0631 \u0648\u0627\u0644\u062c\u0648\u0639.<\/p>\n\n\n\n

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7- \u062a\u0628\u0627\u0637\u0624 \u0645\u0639\u0638\u0645 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0627\u064b: <\/strong>\u062d\u064a\u062b \u0623\u0633\u0647\u0645\u062a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062a\u0634\u062f\u064a\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u062a\u064a \u0627\u0646\u062a\u0647\u062c\u062a\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0641\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0643\u0645\u0627 \u0623\u0633\u0647\u0645\u062a \u0641\u064a \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0627\u0644\u0645\u062a\u0627\u062d \u0644\u062f\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u061b \u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0631\u0627\u062c\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0639\u0627\u0645\u060c \u0648\u0647\u0648 \u0645\u0627 \u0633\u064a\u0624\u062f\u064a \u0628\u062f\u0648\u0631\u0647 \u0625\u0644\u0649 \u062a\u0628\u0627\u0637\u0624 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u061b \u0641\u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u062a\u0633\u0647\u0645 \u0623\u0632\u0645\u0629 \u0627\u0644\u0637\u0627\u0642\u0629 \u0648\u0627\u0646\u0642\u0637\u0627\u0639 \u0627\u0644\u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0631\u0648\u0633\u064a\u0629 \u0641\u064a \u0646\u0642\u0635 \u0643\u0628\u064a\u0631 \u0641\u064a \u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u063a\u0627\u0632\u061b \u0645\u0627 \u064a\u0633\u0647\u0645 \u0641\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0634\u0631\u0643\u0627\u062a.<\/p>\n\n\n\n

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8- \u062a\u0631\u0627\u062c\u064f\u0639 \u0645\u064f\u062d\u062a\u0645\u0644 \u0641\u064a \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629<\/strong>:<\/strong> \u0645\u0639 \u0627\u0644\u062a\u0648\u062c\u0647 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0646\u062d\u0648 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u062a\u0634\u062f\u064a\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0644\u0627\u062d\u062a\u0648\u0627\u0621 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0636\u062e\u0645\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u064f\u0635\u0628\u062d \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u0623\u0643\u062b\u0631 \u062c\u0627\u0630\u0628\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2023\u061b \u062d\u064a\u062b \u0633\u062a\u0631\u062a\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u062e\u0627\u0635\u0629 \u0645\u0639 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629\u060c \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u061b \u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0628\u064a\u0626\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u0645\u064a\u0632\u0629\u060c \u0628\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0633\u0647\u0645\u061b \u062d\u064a\u062b \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u0628\u0627\u0637\u0623 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0627\u0633\u0645\u064a \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u061b \u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0646\u0645\u0648 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a.<\/p>\n\n\n\n

9- \u0627\u0631\u062a\u0641\u0627\u0639 \u0636\u0626\u064a\u0644 \u0641\u064a \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0644\u0629:<\/strong> \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0645\u0627 \u0634\u0647\u062f\u062a\u0647 \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u0646 \u0645\u0639\u062f\u0644\u0627\u062a \u062a\u0633\u0631\u064a\u062d \u062e\u0644\u0627\u0644 \u062c\u0627\u0626\u062d\u0629 \u0643\u0648\u0631\u0648\u0646\u0627\u060c \u0648\u0645\u0646 \u062c\u0631\u0627\u0621 \u062a\u062f\u0627\u0639\u064a\u0627\u062a \u0627\u0644\u062d\u0631\u0628 \u0627\u0644\u0631\u0648\u0633\u064a\u0629 \u0627\u0644\u0623\u0648\u0643\u0631\u0627\u0646\u064a\u0629\u061b \u062d\u064a\u062b \u062a\u0628\u0627\u0637\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u062a\u0648\u0641\u064a\u0631 \u0641\u0631\u0635 \u0639\u0645\u0644\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0634\u0647\u062f \u0639\u0627\u0645 2023\u060c \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u064b \u0645\u062a\u0648\u0627\u0636\u0639\u0627\u064b \u0641\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u0642\u0648\u0649 \u0627\u0644\u0639\u0627\u0645\u0644\u0629\u060c \u0648\u0645\u0646 \u062b\u0645 \u0641\u0625\u0646 \u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u0634\u0647\u062f \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u064b \u0642\u0644\u064a\u0644\u0627\u064b \u0628\u0646\u0633\u0628\u0647 4.3% \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u0639\u0627\u0645 2023.<\/p>\n\n\n\n

10- \u062a\u0641\u0627\u0642\u064f\u0645 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629<\/strong>:<\/strong> \u062d\u064a\u062b \u0623\u0633\u0647\u0645 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u062f\u0648\u0631\u0647 \u0641\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u064a\u0648\u0646\u061b \u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u0625\u0636\u0639\u0627\u0641 \u0642\u062f\u0631\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062b\u0642\u0644\u0629 \u0628\u0627\u0644\u062f\u064a\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0646\u0627\u0645\u064a\u0629\u060c \u0643\u0645\u0627 \u064a\u064f\u0633\u0647\u0645 \u0627\u0631\u062a\u0641\u0627\u0639 \u0633\u0639\u0631 \u0635\u0631\u0641 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u060c \u0646\u062a\u064a\u062c\u0629 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629\u060c \u0641\u064a \u062a\u0639\u0631\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u0627\u0642\u062a\u0631\u0636\u062a \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0644\u062e\u0637\u0631 \u0627\u0644\u0625\u0641\u0644\u0627\u0633 \u0648\u0639\u062f\u0645 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f.<\/p>\n\n\n\n

\u0631\u0643\u0648\u062f \u0639\u0627\u0644\u0645\u064a<\/strong><\/p>\n\n\n\n

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1- \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u0627\u0644\u0623\u0648\u0644: \u0627\u0646\u0643\u0645\u0627\u0634 \u062d\u0627\u062f \u0641\u064a \u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a<\/strong>: \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u064a\u0634\u0647\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0646\u062e\u0641\u0627\u0636\u0627\u064b \u0648\u0627\u0636\u062d\u0627\u064b \u0641\u064a \u0627\u0644\u0646\u0645\u0648\u061b \u062d\u064a\u062b \u064a\u0624\u062f\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0636\u062e\u0645 \u0625\u0644\u0649 \u062a\u0634\u062f\u064a\u062f \u0646\u0642\u062f\u064a \u0645\u062a\u0632\u0627\u0645\u0646 \u0625\u0636\u0627\u0641\u064a. \u0648\u064a\u0633\u062a\u0646\u062f \u0630\u0644\u0643 \u0625\u0644\u0649 \u0639\u062f\u0629 \u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a \u0623\u0647\u0645\u0647\u0627 \u062a\u0648\u0642\u0641 \u0627\u0644\u062d\u0631\u0628 \u0627\u0644\u0631\u0648\u0633\u064a\u0629 \u0627\u0644\u0623\u0648\u0643\u0631\u0627\u0646\u064a\u0629\u060c \u0648\u062b\u0628\u0627\u062a \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0633\u062a\u0639\u0627\u062f\u0629 \u0646\u0634\u0627\u0637 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0625\u0645\u062f\u0627\u062f\u0627\u062a \u0648\u0627\u0644\u062a\u0648\u0631\u064a\u062f\u060c \u0645\u0639 \u062b\u0628\u0627\u062a \u0646\u0633\u0628\u064a \u0641\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0636\u062e\u0645 \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u0623\u0646 \u062a\u0631\u062a\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644\u060c \u0645\u0646 1.6% \u0641\u064a \u0639\u0627\u0645 2021 \u0625\u0644\u0649 \u0646\u062d\u0648 3.8% \u0641\u064a \u0639\u0627\u0645 2023.<\/p>\n\n\n\n

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2- \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u0627\u0644\u062b\u0627\u0646\u064a: \u062f\u062e\u0648\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0641\u064a \u062d\u0627\u0644\u0629 \u0631\u0643\u0648\u062f \u062d\u062a\u0645\u064a\u0629: <\/strong>\u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u062e\u062a\u0644\u0627\u0644\u0627\u062a \u0627\u0644\u0639\u0631\u0636 \u0648\u0627\u0644\u0637\u0644\u0628 \u0642\u0627\u0626\u0645\u0629 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a\u061b \u062d\u064a\u062b \u0644\u0645 \u062a\u062a\u0639\u0627\u0641 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0645\u0646 \u062c\u0627\u0626\u062d\u0629 \u0643\u0648\u0631\u0648\u0646\u0627\u060c \u0643\u0645\u0627 \u062a\u0647\u062f\u062f \u0627\u0644\u062d\u0631\u0628 \u0627\u0644\u0631\u0648\u0633\u064a\u0629 \u0641\u064a \u0623\u0648\u0643\u0631\u0627\u0646\u064a\u0627 \u0628\u0632\u064a\u0627\u062f\u0629 \u0623\u062e\u0631\u0649 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0637\u0627\u0642\u0629 \u0648\u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629\u060c \u0648\u0645\u0646 \u0634\u0623\u0646 \u062a\u0628\u0627\u0637\u0624 \u0627\u0644\u0646\u0645\u0648 \u0648\u0625\u0639\u0627\u062f\u0629 \u0641\u062a\u062d \u0641\u062c\u0648\u0627\u062a \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0648\u0643\u0630\u0644\u0643 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0623\u0646 \u064a\u062d\u062f \u0645\u0646 \u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u0648\u064a\u062d\u062f \u0645\u0646 \u0645\u0633\u0627\u062d\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0644\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u064a.<\/p>\n\n\n\n

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\u0631\u0648\u0634\u062a\u0629 \u0625\u0646\u0642\u0627\u0630<\/strong><\/p>\n\n\n\n

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